Most clients tend to re-mortgage when their fixed term mortgage comes to an end. They tend to re-mortgage before the variable rate comes into force under their original mortgage. When you re-mortgage property, it is likely that your initial point of contact will be a mortgage broker. It is best to approach a whole of market mortgage broker who is not tied to any particular lender, so they can get you the best mortgage rates. Once you have found a lender, and you are happy with the rates they are providing, they will ask you to sign a copy of their mortgage offer, and ask you to nominate the solicitor who will be acting on yours […]