October 24, 2016
What are Investment bonds? Unless you are a seasoned investor, you may not know what investment bonds are and how they can earn you money compared to other types of investments. Firstly, we must define bonds: they are basically IOUs (informal documents that acknowledges a debt owed) emitted by companies and governments to make their capital increase. In this way, investors buy this debt and, in exchange, the company pays an interest–also known as a coupon, fixed income or fixed interest asset–at predetermined intervals (usually annually or bi-annually) and returns back the original investment amount on the expiration date, ending the loan.
October 21, 2016
Almost 40% of the UK’s first time home owners are planning to take their second step on the property ladder, according to new research. The number of first time buyers planning to put up a ‘for sale’ sign has jumped by 14% compared to the same period last year, the latest figures from Clydesdale and Yorkshire Banks reveal. Among those planning to look for a home a third plan to move out of necessity as they have outgrown their current home while 24% are focused on moving up the property ladder.
October 21, 2016
Peer to pear lending platform Landbay which specialises in buy to let mortgages has launched a new range of limited edition lending products aimed primarily at professional landlords. The new tracker products have a competitive rate, no Early Redemption Charges (ERCs) and will be available exclusively via Landbay’s approved broker partners, in addition to the existing suite of both Fixed and Tracker rate products.
October 19, 2016
Since the announcement of the new High Speed Rail connecting the country faster than ever, areas of the west side of the route have seen a much stronger than average growth of house prices, Nationwide revealed. London and the South East are served by an extensive network of rail and road links which gives commuters the option to travel in and out of the capital, the Nationwide report revealed. The Crossrail project, a railway line spanning from Reading and Heathrow in the west to Shenfield and Abbey Wood in the east, will be another improvement to this network.
October 18, 2016
The number of build to rent homes has increased strongly in the UK at a time when demand for rental homes is rising but even more need to be constructed, according to the industry. The latest figures from the British Property Federation show that in the past year the amount of build to rent units in with planning permission, under construction or completed in the UK has surged by over 200% to 67,000 units. More are being built in the regions which have seen an increase of almost 400%, from 7,000 units in October 2015 to over 34,000 a year on. However, the BPF has stressed that although these figures are encouraging, the sector could be…
October 17, 2016
City centre living is fast becoming the norm, with Manchester’s population growing year on year. New bars, restaurants, gyms and shops are seemingly opening on a daily basis, drawing thousands more people into the city centre than ever before. But rising prices, competition for rooms and limited supply, finding a place to rent is becoming a nightmare for Manchester residents who want to live in the city centre. During a look at the Manchester rental market, some estate agents claimed there are over 2,000 potential tenants to just 130 properties – a ratio of 15 prospective tenants for every home available to rent.
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